Category Archives: health of elderly

Cruel scammers are preying on elderly victims through computers and smart phones

Cruel scammers are preying on elderly victims through computers and smart phones, MPs were warned.

Web fraudsters are forcing older people offline for good after preying on elderly victims through computers and smart phones, MPs were warned.

OAPs’ confidence in digital technology is so shaken by internet crime they decide they no longer want to be online, the Public Accounts Committee was told.

Victims are even going into care homes after being targeted, experts revealed.

Age UK policy chief Jane Vass said there was “huge scope to do much, much more” to tackle web tricksters.

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A pensioner is calling for a change in the rules after a friend, who suffers from dementia, was refused a bus ride for losing her pass.

David Hall and pal Margaret were hoping to catch the Fastrack B bus to Dartford town centre on August 4, when they were told the 80-year-old was not allowed on.

The grandmother-of-six had lost her bus pass, which entitles her to free travel, earlier in the week and had visited Dartford Library to buy a new one

She was told the new pass would not arrive for two to three weeks so kept hold of her receipt and had been using it as proof of payment to travel on other buses.

Mr Hall, 75, said: “The bus driver said she wasn’t insured to be on the bus.

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Some constructive alternatives for funding care of the elderly

There are a lot of comfortably off pensioners. And lots of poor ones. And there are a lot better ways of finding money for elderly care than Theresa May’s manifesto commitment to whipping the houses off people who need care at home.

Under the Conservative’s plan, people needing either domiciliary (aka at-home) or residential care will have to pay for everything until the value of their assets, including their home, is down to £100,000. The Tories promise that no one will be forced to sell their home in their lifetime to pay for care, with the cost instead deferred and taken from their estate after death.
Care of the Elderly Costs
The plan is superficially seductive. The older generation have benefitted from spectacular – and largely unearned – increases in the value of their property. Why should younger working people, through income tax, pay for the galloping costs of elderly care when they can’t even dream of affording to buy a home themselves? Doesn’t it make more sense to instead take the money out of the congealed wealth sitting in property? And, indeed, there can be no justification for the state protecting the inheritances of the well off by taxing hard-pressed working people.

But there are two major drawbacks. Firstly, there is the risk that the elderly will delay seeking support at home because they won’t want to enter into a domiciliary care plan involving a charge on their property. They won’t get early treatment and will fall on the NHS.

The second drawback is more serious. No one chooses Parkinson’s or Alzheimer’s – they choose you. Health inevitably deteriorates in old age, but the conditions that will result in intensive care costs, whether domiciliary or residential, are largely random. A quarter of the over-85s are likely to develop dementia and a third will need constant care. But that leaves large numbers not in need of intensive care. Indeed, only one in eight over-85s are in care homes.

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We don’t for a moment think that someone in their 50s with breast cancer should have a lien put upon their home to pay for their care. We share the risk by paying through our taxes for the NHS and community care services. Why, then, should we think that a random third of the over-85s should have charges added to their homes but the other two-thirds not?

But that doesn’t take away from the fact that the increasing cost of care for the elderly needs to be found somewhere, and it would be unfair for the young to shoulder all the burden.

One of the oddities of the tax system is that we stop paying 12% national insurance on our earnings once we reach state pension age. The idea is that NI is basically a savings system that pays for our pensions, so once we’re in receipt of a pension we stop paying in. But NI, when first set up, was a system of insurance against illness and unemployment. If NI is supposed to help fund the NHS and care services, there is no reason why pensioners – the better off at least – shouldn’t be paying it, albeit at a reduced rate.
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Surgeons furious at NHS ‘cost-cutting’ plans to ration hip and knee replacements

Surgeons have slammed NHS plans to ration hip and knee replacements.

Three areas in the West Midlands have proposed slashing the number of patients who qualify for hip replacements by 12% and introducing a 19% cut over who is eligible for knee replacements.

Board papers of clinical commissioning groups (CCGs) suggested an “opportunity to reduce expenditure on hip and knee replacement surgery” by £2million a year.

This would include only treating “severe to the upper end of moderate” cases.

And people who are obese with a body mass index of 35 or over needing to lose 10% of their weight unless their problems were very severe.

Patients in pain would now need to have such severe levels of pain that they cannot sleep or carry out daily tasks.

Documents said a “patient’s pain and disability should be sufficiently severe that it interferes with the patient’s daily life and/or ability to sleep”, according to the Health Service Journal.
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Our comment: A pity this country is too poor to afford a proper health service.

NHS Crisis ? Cruise ships sound better equipped to cope with demand from the elderly at this time of year

One cruise line says: “In fact, the medical care on cruise ships today has really become quite sophisticated,” he says. “We can treat heart attacks with the latest clot-busting drugs. We can treat respiratory failure with intubation and ventilation. We can treat severe hemorrhage or bleeding with blood transfusions.”

Cruise line medical facilities

ROYAL CARIBBEAN CRUISES LTD – MEDICAL CARE AT SEA

Other cruise lines spell out what is available – e.g. Cunard Line
“Each ship has a Medical Centre on board, supported by fully qualified doctors and nurses who can assist with general medical issues and emergency situations.”

Further advice is available from The Cruise Critic

It is clear that the cruise lines are anticipating a large increase in demand.

And think of the other savings which may be achievable by taking a cruise, as spelt out by our resident advisor Bertie Bazart

Our comment: These comments are made with a degree of ‘tongue in cheek’, but worth considering.

What happened to £72,000 cap on amount pensioners would have to pay before state takes over

Fifty thousand pensioners have been forced to sell their homes to pay for social care in the last year, despite a Government pledge that nobody would have to use their house to pay.

House of Commons library figures show that tens of thousands of older people have put their properties on the market to cover care costs, amid fears that the trend may continue because councils do not have enough money for social care.

It comes just days after ministers announced that local authorities will be allowed to hike council tax to try and plug the funding black hole which could increase bills by £90 next year.
Councils across England will be allowed to increase the social care precept element of the bill by an additional one per cent next year and the same in the year after, adding up to a six per cent hike by 2018/19.

The Conservative manifesto promised that older people would not be forced to sell their homes to pay for care and announced a £72,000 cap on how much pensioners would have to pay before the state takes over their bills.

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