Elderly people to pay £75,000 for care home bills

Elderly people will have to fork out £75,000 towards their care home bills under a new deal struck by the Government.

The lifetime cap is more than double the £35,000 limit recommended by Andrew Dilnot, the economist appointed by David Cameron to draw up fresh plans for change in July 2011.

The Government will foot the £700m bill.

It comes amid a growing crisis about the tens of thousands of pensioners who are forced to sell their homes to afford care, such as help with washing, dressing and feeding themselves.
Pensioners will have to pay £75,000 towards their care home bills before the Government will step in to help

Pensioners will have to pay £75,000 towards their care home bills before the Government will step in to help

Under England’s current system, pensioners with assets of £23,500 or more – including the value of their homes – have to pay unlimited care charges.

At least 20,000 have to sell their homes to pay for care every year.

Two years ago, Dilnot’s report found that pensioners should spend between £20,000 and 50,0000 on long-term care over a lifetime. After that point, the government would pay.

Chancellor George Osborne is understood to have baulked at Dilnot’s figure, which would have cost the state £1.7bn.


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Under the new agreement struck, the cap will not cover the cost of board and lodging provided by care homes.

Pensioners may be faced with extra bills of about £10,000 a year for room and board.

The scheme is likely to begin in 2015 – 16.

It forms the centrepiece of the government’s mid-term review, which is published tomorrow.

The Government will outline further details in the coming months.

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2 thoughts on “Elderly people to pay £75,000 for care home bills

  1. Desmond Walderon

    Caregiving is an especially important task to provide to aging members of ones family and household, especially in regards to fall prevention. Community and franchise organizations like Senior Helpers of Burlington and Ocean counties are devoted to providing people with an assessment of their home situation to improve the safety of their loved ones. Raising awareness concerning the increased caregiving tasks the senior person may need is one of the big missions of the group. In addition, they hope to properly orient the aging person about their requirements at that stage of life.”*

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